Rent Late Fee Laws by State 2026 | 50-State Comparison Table

Rent Late Fee Laws by State — 50-State Comparison Table

Every state’s late-fee cap, grace period, and governing statute in one sortable table. Click a state for its calculator and full guide.

Updated October 2026 · Reviewed by the ValidNotice editorial team · Informational only — not legal advice

The definitive 50-state late fee table

Late-fee law is a patchwork: about half of US jurisdictions set no statewide cap, while the rest limit fees as a percentage of rent or a flat dollar amount — and a handful add a grace period before any fee may be charged. This table puts every jurisdiction side by side from our October 2026 verified dataset. Click any column header to sort; click a state name for its dedicated calculator, plain-language guide, and sources.

State Grace period Maximum late fee Statute
Alabama None No statewide cap HUD state late-fee survey; Alabama Code (no fee statute)
Alaska None No statewide cap HUD state late-fee survey; Alaska Statutes (no fee statute)
Arizona None No statewide cap Ariz. Rev. Stat. §33-1414 (scope); PayRent 2026 survey
Arkansas None No statewide cap HUD state late-fee survey; Arkansas Code (no fee statute)
California None No statewide cap Cal. Civ. Code §1671
Colorado 7 days 5% of rent Colo. Rev. Stat. §38-12-105
Connecticut 9 days 5% of rent Conn. Gen. Stat. §47a-4 (existing law per 2026 CT bill analysis)
Delaware 5 days 5% of rent 25 Del. Code §5501
District of Columbia 5 days 5% of rent D.C. Rental Housing Late Fee Fairness Amendment Act of 2016
Florida None No statewide cap Fla. Stat. §83.808(3) (scope analysis)
Georgia None No statewide cap O.C.G.A. §10-4-217 (scope analysis); HUD survey
Hawaii None 8% of rent Haw. Rev. Stat. §521-21(f)
Idaho None No statewide cap Idaho Code §55-314 (SB 1043/2025, eff. 7/1/2025)
Illinois None No statewide cap Illinois case law; HUD state late-fee survey
Indiana None No statewide cap HUD state late-fee survey; Indiana Code (no fee statute)
Iowa None $100 Iowa Code §562A.9
Kansas None No statewide cap K.S.A. §58-816a (scope analysis)
Kentucky None No statewide cap 2026 surveys; KRS §359.215 (storage act — scope analysis)
Louisiana None No statewide cap HUD state late-fee survey
Maine 15 days 4% of rent Me. Rev. Stat. tit. 14, §6028
Maryland None 5% of rent Md. Real Prop. §8-208(d)(3) (HB 273/2025)
Massachusetts 30 days No statewide cap Mass. Gen. Laws ch. 186, §15B
Michigan None No statewide cap HUD state late-fee survey; Michigan Compiled Laws (no fee statute)
Minnesota None 8% of rent Minn. Stat. §504B.177
Mississippi None No statewide cap HUD state late-fee survey; Miss. Code (no fee statute)
Missouri None No statewide cap HUD state late-fee survey
Montana None No statewide cap HUD state late-fee survey; Mont. Code (no fee statute)
Nebraska None No statewide cap HUD state late-fee survey
Nevada 3 days 5% of rent NRS §118A.210
New Hampshire None No statewide cap HUD state late-fee survey; N.H. Rev. Stat. (no fee statute)
New Jersey None No statewide cap N.J.S.A. 2A:42-6.1–6.3
New Mexico None 5% of rent N.M. Stat. §47-8-15(D) (SB 267/2025)
New York 5 days 5% of rent N.Y. Real Property Law §238-a(2)
North Carolina 5 days 5% of rent N.C. Gen. Stat. §42-46
North Dakota None No statewide cap HUD state late-fee survey; N.D. Cent. Code (no fee statute)
Ohio None No statewide cap HUD state late-fee survey; Ohio Rev. Code (no fee statute)
Oklahoma None No statewide cap HUD state late-fee survey; Okla. Stat. (no fee statute)
Oregon 4 days 5% of rent ORS §90.260
Pennsylvania None No statewide cap HUD state late-fee survey; Pa. Stat. (no fee statute)
Rhode Island None No statewide cap HUD state late-fee survey; R.I. Gen. Laws (no fee statute)
South Carolina None No statewide cap HUD state late-fee survey; S.C. Code (no fee statute)
South Dakota None No statewide cap HUD state late-fee survey; S.D. Codified Laws (no fee statute)
Tennessee 5 days 10% of rent Tenn. Code §66-28-201(d)
Texas 2 days No statewide cap Tex. Prop. Code §92.019
Utah None $75 Utah Code §57-22-4 (Fit Premises Act); HUD state survey
Vermont None No statewide cap Vermont case law; HUD state late-fee survey
Virginia None 10% of rent Va. Code §55.1-1200
Washington 5 days No statewide cap RCW 59.18.170 (SB 5197/2023)
West Virginia None No statewide cap HUD state late-fee survey; W. Va. Code (no fee statute)
Wisconsin None No statewide cap Wis. Admin. Code ATCP 134.09(8)
Wyoming None No statewide cap HUD state late-fee survey; Wyo. Stat. (no fee statute)

Hybrid and tiered caps (for example, Colorado’s “greater of $50 or 5%,” Iowa’s rent-tiered per-day limits, and Oregon’s three statutory structures) are summarized here as a single figure — the state’s dedicated page explains the exact rule.

Frequently asked questions

Which states have no late-fee cap?

Roughly half of US jurisdictions set no statewide maximum — in those states the lease clause controls, subject to a general reasonableness requirement. Sort the table by “Maximum late fee” to group them.

What is the most common late-fee cap?

Among states that cap fees, 5% of monthly rent is the most common percentage cap, and several states add a 5-day grace period before any fee may be charged.

Is this legal advice?

No. This table summarizes our researched late-fee dataset, verified October 2026. Laws change and local ordinances can add rules — verify against current law or consult a local attorney.